Deafness and Tinnitus

 Deafness and Tinnitus

Tinnitus is a hearing condition that would not give silence in life. This is because annoying sounds such as ringing and buzzing is being heard. Some people are confused between deafness and tinnitus according to the causes and symptoms. However, both conditions are associated to hearing loss. Knowing the nature and different causes would help you to identify which condition a person is experiencing.

As mentioned earlier, a person who experiences tinnitus hears a sensation sound. Sometimes the sound reaches the head that could make a person dizzy. Unlike deafness, tinnitus is intermittent in such a way that it can happen in a short period. However, the situation can get worse when not treated immediately. That is why as soon as you hear a jingling or tinkling sound especially at night.

Hearing loss is the bottom line of both the tinnitus and deafness but in tinnitus hearing loss can happen when not given immediate treatment. Hence, in case you are unable to detect sound most probably you are experiencing deafness. Nevertheless, deafness varies and categorized depending on the severity. This condition can be detrimental in some cases because there are people who suffer pre-lingual deafness.

Obviously, you can differentiate the two conditions as long as you know its individual nature. Some underlying factors are linked to tinnitus as there is no known cause of this condition. Sometimes abnormality of neural system is the cause of tinnitus as well as perforated ear drum and ear wax. At times you notice signs of tinnitus you should consult an ear specialist the soonest possible time.

In addition, tinnitus might be the result of long time medications such as taking sedatives, antidepressants, antibiotics and other medications. The bad point is that whatever the cause of the tinnitus it establishes an auditory pattern in the brain. Although a person with tinnitus may suffer hearing loss but it does not indicate one would completely lose hearing.

The big difference between tinnitus and deafness is that the latter is caused genetically and congenital. Consulting an ear specialist is the best way to know the cause of being deaf. By undergoing tests the specialist can diagnose the condition and eventually prescribe treatment. Before the condition gets worse you should take immediate action.

Read More

Income Protection

Income Protection -family is income protected schema
The recent study by monster.com, a portal site, said that about 15% of employers said they dismissed their employee as absent without legitimate excuse for this year, so if you are an employee then the risk to the dismissal of 20% higher than in the past two years? The dismissal can make radical changes in once financial position and, if the whole family depends on the wage is therefore necessary to prevent the entry of disease, disability and unemployment. Income Security is the most important policy is a life insurance policy, or stands alone. Income protection insurance provides life long income protection and protection of revenue streams during accident or sickness up to 2-3 years or until age 65.

Why you must need a income protection insurance policy?
Ask yourself what would happen if you woke up tomorrow and said they were not able to work longer. You can not survive without income from a longer period (12 months or more)? income protection policy covers people by 24 hours a day throughout the world regardless of impairment. If you do not have savings, how can you support your family, pay a mortgage or saving for the future?

Merits of income protection policy:
There are many benefits of this policy such as disability income replacement costs in retirement income replacement medical reimbursement involuntary unemployment, income replacement and income replacement for survivors. Various mandatory and voluntary elements of each of these categories are usually combined to produce a set of benefits to a group of workers to supplement the resources and objectives of the organization that provides services.The major goal is the return of long-term revenue by 60 percent of the compensation that is preceded by increased levels of reimbursement, usually up to 100 percent during the first six months of disability. payment of long-term disability usually ends at the age of retirement (when pension payments begin) or when the worker recovers or find another job. Retirement benefits include payment of pensions to the insurer after obtaining retirement, this policy only applies if the insurer was involuntary. retirement policy can cover up to 60% of the salary earned during employment.

Read More